Unless you've got stacks of cash in the bank, you probably plan to use a mortgage when purchasing your new home. To make that happen, you'll need to reach out to a lender for pre-approval. When choosing a lender, take some time to contact a few different ones. Be honest with them and really lay it all out on the table when discussing your finances and credit. Get them all the documents they ask you for and get them quickly. Take into consideration not only which lender offers you the best loan package but also which lender is the easiest to work with. Which one responds quickly and seems reliable and dedicated to helping you buy a home. Below you'll find a few of my favorite local lenders. Feel free to contact any of them.
501 Riverchase Pkwy East #200
Birmingham, AL 35244
100 Concourse Parkway Suite 125
Hoover, AL 35244